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Using Intuit Mint with Microsoft Excel for Creating Tax Return Financial Filing Reports

Summary This document describes how to use the Mint financial service to create a spreadsheet for determining total income and expenses for the year. For a small business owner, this is necessary for tax purposes. For those wanting to keep a budget for personal expenses, the process can be helpful. At the bottom of this… Continue reading Using Intuit Mint with Microsoft Excel for Creating Tax Return Financial Filing Reports

Why You Are Getting the Error: “Apple Card Unavailable. Apple Pay services are currently unavailable. Please try again later.”

For readers with limited time, I’ll offer the quick answer to your question about why the Apple Card application process isn’t working. The quick answer is that it’s broken (for some people some of the time) and there’s no word from Apple as to when it will be fixed. This page will be updated when… Continue reading Why You Are Getting the Error: “Apple Card Unavailable. Apple Pay services are currently unavailable. Please try again later.”

MICRO BUSINESS – Solar Powered Lawn Care

Introduction Starting a solar powered lawn care business requires a relatively small investment that could be recovered in a fairly short time. Electric powered cordless lawn care appliances produce less noise, have zero emissions, and require less maintenance since there is no gasoline engine. By choosing only customers who have small yards, it’s possible to… Continue reading MICRO BUSINESS – Solar Powered Lawn Care

Returning to the Town that Walmart Left Behind

When Walmart moves into rural towns, the impact on local small businesses can be devastating and often results in local stores closing down. Even more devastating is the wasteland left behind when a Walmart pulls out of a community after homogenizing the local economy. Educational preparedness and workforce readiness are hindered. In other words, the… Continue reading Returning to the Town that Walmart Left Behind

BUSINESS SUCCESS: Capital One Café – Meet the Barista Banker

In 2017 Capital One announced the launch of the Capital One Café – a transformational and impactful shift for the banking industry, but also an inspiring business model that transcends business as usual. In short, the Capital One Café is a beautiful and bright neighborhood café where people can go to eat, drink coffee, meet friends, conduct business,… Continue reading BUSINESS SUCCESS: Capital One Café – Meet the Barista Banker

FINANCE – “Mr. Money Mustache” Pete Adeney Helps People Retire Young – PBS NewsHour (26 Oct 2018)

Eschewing consumer culture, Pete Adeney, also known as Mr. Money Mustache, practices an extreme frugality that allowed him to retire at age 30. Avoiding car use, DIYing and investing in stock market index funds are among the tactics he and his fellow F.I.R.E. (Financial Independence Retire Early) devotees espouse. Paul Solman reports from Colorado in… Continue reading FINANCE – “Mr. Money Mustache” Pete Adeney Helps People Retire Young – PBS NewsHour (26 Oct 2018)

DEMOCRACY – Charles Koch Speaks Out Against Corporate Welfare and Crony Capitalism

Video In this 24 Apr 2018 video, Jonathan Karl of ABC News interviews conservative billionaire Charles Koch. Quotes “We have this corporate welfare that benefits established companies and makes it very difficult for somebody to get started because this two-tiered society creates welfare for the wealthy and creates obstacles to opportunities for the disadvantaged. I… Continue reading DEMOCRACY – Charles Koch Speaks Out Against Corporate Welfare and Crony Capitalism

TIAA-CREF Investment Funds

TIAA-CREF U.S. Equity Funds Growth & Income (TIIRX) Mid-Cap Growth (TCMGX) Real Estate Securities (TCREX) Equity Index (TINRX) Large-Cap Growth (TIRTX) Mid-Cap Value (TCMVX) Social Choice Equity (TICRX) Large-Cap Value (TCLCX) Small-Cap Equity (TCSEX) Social Choice Low Carbon Equity Fund (TLWCX)

Investment Advice from Vanguard

Four timeless principles to help you reach your investment objectives Successful investment management companies base their business on a core investment philosophy, and Vanguard is no different. Although we offer many specific strategies through both internally and externally managed funds, an overarching theme runs through the investment guidance we provide to clients—focus on those things… Continue reading Investment Advice from Vanguard

Why Some Countries Have Higher Interest Rates

Countries With High Interest Rates As the chart below indicates, some countries have very high bank interest rates. While money invested in a Canadian bank may only earn 1% interest, that same money could earn 12% interest in Nigeria. So, why don’t people invest all their money in foreign banks? This article briefly explains the… Continue reading Why Some Countries Have Higher Interest Rates